Risks are transferred in the insurance and reinsurance markets but also in the financial markets and, in some cases, the capital markets. At the same time, products known as "alternative risk transfer" provide additional risk transfer capacity.
The risks retained by the company are financed directly either by means of cash flows, deductibles or specific provisions or reserves.

Any significant risk must be assessed, managed and financed. As a result, the level of risk retention should not be set by the markets but by the company itself.

2RS favours optimised risk retention based on the financial capabilities of its clients, capabilities which are assessed according to their impact on the financial ratios. 2RS helps you set an appropriate level of risk retention and choose the best transfer solutions.